Blackjack odds are percentage figures which represent your probability of losing or winning a hand. They can also represent the house edge or their profit margins as well. Usually probability odds don't mean much on the short term, but they clearly average out in the long term and this is why the casinos always win over the long term. Blackjack odds: 12 against a dealer 4 Another hand where your strategy is dependent upon the makeup of the cards is a starting total of 12 against a dealer’s 4 upcard in games with S17. Total-dependent basic strategy states to stand on 12 against a dealer 4.
Over the last half a century or so, both brick-and-mortar and online casinos have introduced a host of side bets to their blackjack tables in an effort to attract more players and their action. What many unsuspecting patrons don’t know is that these side wagers also aim at improving the casinos’ margins, generating more long-term profits for the house.
Nevertheless, side bets are a good way to make blackjack more engaging when posted occasionally. While these wagers carry significant risk, they also have the potential to be quite rewarding, often returning many times your initial stake.
In the following article, SuperCasinoSites explores the different side-bet options in blackjack, explaining their structure and how much they pay. We also take a look at these wagers’ theoretical return percentages and how they measure up against bets made in the base game.
Side bets in blackjack are additional wagers players can make during the base game. They usually involve guessing what cards the dealer or the player will receive. In some instances, payouts are also awarded when the first two cards of the player and the dealer’s upcard form specific three-card poker hands.
It is important to understand these are entirely separate wagers and as such, they are settled independently from your original stake. They bear no relation to your odds of winning your main wager. Side bets must be posted at the start of a round before anyone has received their cards. They are settled immediately after the initial deal before players have made any playing decisions.
Another distinctive trait of side bets is that they offer significantly higher returns than the winning wagers in the main game. They require you to put a very small amount at stake, typically no more than a dollar.
Rather than paying even money like most other successful bets in blackjack, side bets could potentially earn you many times your stake depending on their probability of winning. In some cases, players can pocket payouts of up to 2,000 to 1. Not a bad return for a $1 wager, right?
With that in mind, we recommend players to experiment with these exciting wagers only occasionally and in moderation. Side bets yield considerably higher house edges and can quickly drain your bankroll if you are not careful.
Their outcomes have extremely long odds of winning and are based entirely on chance, although it is possible to exploit them to your advantage if you count cards. Card counting will enable you to identify the situations when certain side bets stand higher chances of winning due to the shoe’s changed composition.
There are many different side bets in blackjack but some are more commonly available than others. Perfect Pairs and the 21+3 side wagers are the most widespread options for players looking to earn a little extra on the side.
Online players can find them in RNG-based variations of the game such as those developed by Realistic Games, Playtech, NetEnt, RealTime Gaming, Microgaming, and Felt. The bets are posted in separate betting boxes. The payouts are displayed on the table layout although in some online variations you might find them in the game menu.
The Perfect Pairs and 21+3 side bets are also available across live dealer casinos powered by the Evolution Gaming software. They can be found in live variations like Blackjack Party, Free Bet Blackjack, and Infinite Blackjack, among others.
Insurance is not your typical side wager in blackjack but is a side bet, nevertheless, because it is made independently from your original stake and has no impact on your odds of winning in the main game. Insurance is offered at the start of a round but only when the dealer shows an ace.
Players who accept this optional side bet must cover it with a wager equal to half their original stake. The dealer then peeks under their ace and pays the player at odds of 2 to 1 if their hole card is indeed a ten for a blackjack. The player loses their main bet in this case but breaks even for the round.
If the dealer does not have a ten in the hole, the player loses their insurance and the round continues as usual, with everyone at the table making their splitting, doubling, hitting or standing decisions. At first glance, accepting insurance seems like a good idea because it supposedly helps you protect your hands against potential dealer blackjacks.
It does nothing of this kind. Basic strategy players should avoid posting this optional wager at all costs no matter what hands they have. The insurance bet does not improve your chances of winning in any way. What it does, though, is yielding a monstrous house edge that far exceeds that in the base game.
The casino advantage on insurance bets ranges from 5.8% to 7.5% depending on the number of decks in play. Only card counters can exploit this side bet to their advantage. By keeping track of the cards that leave the shoe, they can identify the instances when the dealer indeed has higher chances of having a blackjack.
Insurance is never a profitable bet for basic strategy players because their playing decisions, as mathematically correct as they are, are based on a neutral shoe, i.e. they only have knowledge about their two cards and the dealer’s upcard.
Perfect Pairs is easily the most popular and commonly available side wager in blackjack. It comprises a category of side bets that win when the player’s first two cards are of equal rank like a pair of Queens or a pair of 8s, for example.
The dealer’s upcard has no bearing in this instance. Also important is to remember this wager loses or wins separately from the player’s main bet. The bet wins as long as you get any pair of cards. If not, the dealer collects your chips immediately after the initial deal before you make any playing decisions.
The payouts range from 30 to 1 to 5 to 1 depending on the probability of getting certain pairs. The poorer the odds for a specific pair, the higher it pays as you can see below. There are three types of pairs that pay in blackjack.
The second broadly available set of side wagers in blackjack comprises the so-called 21+3 bets. You will find those in some online variations developed by software suppliers Realistic Games and Felt Gaming, among others. These are also available at many live-dealer tables by Evolution Gaming.
To win with a 21+3 side bet, you must make a qualifying poker hand that consists of three cards, your first two cards and the dealer’s upcard. The payouts range from 100 to 1 to 5 to 1 but there may be discrepancies in the paytables from one online blackjack variation to the next.
How much you pocket depends on your poker hand’s strength. The house edge on this group of side bets also varies depending on the payouts and the number of decks the respective blackjack game uses. Here are the qualifying poker hands and their payouts:
Perfect Pairs and 21+3 are only some of the numerous side bets players can find in online blackjack. You won’t believe how inventive casinos are when it comes to increasing their margin and attracting new customers to their blackjack tables. Most of these are niche bets in the sense they are unique to specific blackjack variations developed by certain suppliers. We explain some of these exotic side wagers below.
Lucky Ladies is among the best-known side wagers in landbased casinos across North America but recently made its debut online thanks to software developer Felt Gaming. These side wagers win when the player is dealt a two-card total of 20 or their starting hand features a Queen of any suit.
The biggest payout is awarded for paired Queens of hearts, otherwise known as the “lucky ladies”. Some variations offer staggering extra prizes of 1,000 to 1 if you get lucky ladies and the dealer has a blackjack at the same time. However, this payout is unavailable in Felt Gaming’s online variant. The exact payout depends on the rank of the player’s first two cards. Check out Felt’s paytable below.
The Suit ‘Em Up side bets are available at the blackjack tables at some landbased casinos in Las Vegas like the Red Rock Casino in the downtown part of the city. Software supplier Felt Gaming recently developed an online variation of the game, bringing a host of new side bets to the attention of online gambling mavens.
The exact house edge on the Suit ‘Em Up side wagers varies depending on the paytable and the deck number. Felt Gaming’s version, in particular, offers the following payouts for certain special hands consisting of suited cards.
Similarly to the 21+3 side bets, the Lucky Lucky side wagers are based on the player’s first two cards and the card the dealer is showing. According to American gaming expert and mathematician Michael Shackleford, this is the first ever group of blackjack side bets settled on the basis of players’ starting hand and the dealer’s upcard.
Lucky Lucky is available at numerous landbased casinos across Canada and the USA. You can now post it from the comfort of your home thanks to Felt Gaming, the software studio that adapted these side bets for online play. A Playtech version is also available online.
The Lucky Lucky paytables differ across landbased casinos and so does the number of decks in play. Some casinos use a single deck at their Lucky Lucky tables while others utilize as many as six. Felt Gaming’s version also incorporates six full decks and offers payouts for the following three-card hands:
Thanks to this group of side bets, blackjack players now have one more reason to rejoice when the dealer busts their hand by exceeding 21. With the dealer-bust side bet, you have the chance to pocket extra-large payouts when your dealer breaks their hand. How much you get depends on the number of cards the dealer has busted with.
In Felt Gaming’s version Buster Blackjack, the top payouts are awarded when the dealer exceeds 21 with specific cards. The general rule of thumb is the more cards it takes for the dealer to go over 21, the higher the side bet’s payout.
Understandably, the side bet loses when the dealer fails to bust. Unlike the rest of the side bets, the Buster wager is not settled at the start of the round. The player must first act on their hand and wait for the dealer to complete or bust theirs afterward.
In Felt’s variation of Buster Blackjack, the biggest prizes drop when the dealer busts with at least 7 or 8 cards against a player blackjack. Examine the rest of the payouts below.
The over/under 13 must be the simplest of all blackjack side bets. This category comprises a couple of wagers that win whenever the first two cards in the player’s hand have a total below or over 13. The side bet loses if the hand’s total is precisely 13.
Another thing to keep in mind is that the aces lose their flexibility when this side wager is in play. Rather than being counted as 1 or 11 depending on the player’s preferences, the aces are always assigned a value of 1.
This side bet is usually offered at select landbased blackjack tables that utilize either six or eight decks. Regardless, you are battling a terrible house edge with this side bet which stands at 6.5% for the over 13 proposition and 10% for the under 13 proposition.
The Royal Match side bet partially resembles Perfect Pairs because payouts are awarded when the player’s first two cards form specific suited pairs. How much you get depends on the complexity of getting the match.
Respectively, there are two types of matches with this side bet, an easy match and a royal match. An easy match is when you have a pair of two suited cards. This is easier to accomplish which is why the payout is only 5 to 2, or 2.5x your stake.
The royal match consists of a King and a Queen of the same suit like [Ks][Qs], [Kh][Qh], [Kc][Qc] or [Kd][Qd]. It pays at casino odds of 25 to 1. Some tables that support this group of side wagers also award bonus payouts of 5 to 1 when the player gets a blackjack consisting of suited ten-value cards and aces. Since the Royal Match is available in both pitch games and multi-deck blackjack, its house advantage fluctuates based on deck number.
Progressive blackjack games are hard to come by but are well-worth the digging online because they have the potential to award life-changing prizes. In such games, players are normally required to post a small side bet, usually no more than a dollar, just to qualify for winning the pot.
There are two popular progressive blackjack games available for real-money online. One comes from the Playtech studio while the other one was developed earlier by supplier Microgaming. Let’s have a look at the Microgaming variation first.
Triple Sevens is available at some Microgaming-powered casinos and offers a progressive pot that pays $80,000 on average. The progressive pot drops once every year or so. To play for the huge prize or a portion of it, you need to place an optional side bet of $1.
The entire pot goes to the player who obtains a hand of three sevens of diamonds. Needless to say, this affects the way you should play this hand, requiring you to deviate from basic strategy. Splitting paired sevens would obviously destroy your chances of winning the pot.
You are better off hitting your sevens no matter what card the virtual dealer shows in an attempt to draw a third card of this rank and pocketing a portion of the progressive prize. In this vein, smaller payouts from the progressive pool are awarded for the following hands:
Playtech’s take on progressive blackjack allows you to play anywhere between one and five hands per round. A single-hand version of the game is also available at some Playtech-powered casinos. Similarly to Microgaming’s version, you must play the jackpot side bet to even stand a chance of collecting the progressive prize.
The side bet is again a nominal amount, only a dollar. However, playing it each round can quickly leave you with an empty balance so we advise caution with this side wager. To win the pot or the entire prize pool, you are expected to draw one or more aces.
You should draw the aces consecutively, which means hands like [As][7h][As] do not qualify for larger portions of the pool. We recommend you wait until the jackpot goes being $581,000 as otherwise, you are playing a negative expectation game. The payouts for the progressive side bets are as follows:
The massive payouts are easily one of the most enticing aspects of playing the blackjack side bets, along with the added excitement these wagers yield to one’s gameplay. With that said, casinos do not offer side bets just to spice things up a little for their patrons.
The main goal here is to attract more customers to the blackjack table and lull them into playing bets with a huge negative expectation value. Or no value at all, depending on how you look at things.
As much as we hate to say it, side bets offer a significantly lower theoretical return to player than that in the main blackjack game. We advise you to look up the table below to see precisely what you are up against in terms of house edges and player return percentages with the most common side bets. By way of comparison, the base game has a house edge of roughly 0.50% with perfect basic strategy and an RTP of 99.50%.
Side Bet Type | Return to Player For 6 Decks | House Edge for 6 Decks | Probability of Obtaining Any Qualifying Hand |
---|---|---|---|
Perfect Pairs | 93.89% | 6.11% | 7.47% (in eight-deck games) |
21+3 | 92.86% | 7.14% | 29.17% (in six-deck games) |
Lucky Ladies | 93.78% | 6.22% | 21.27% |
Suit ‘Em Up | 95.35% | 4.65% | 24.76% |
Lucky Lucky | 96.10% | 3.90% | 23.75% |
Buster Bet | 93.80% | 6.20% | 28.19% |
Royal Match | 93.34% | 6.66% | 24.76% |
Super Sevens | 88.6% | 11.4% | 7.69% |
Over/Under 13 | 93.44% for Over; 89.93% for Under | 6.56% for Over; 10.07% for Under | 46.73% for Over;44.97% for Under |
Hi-Lo | 97.92% | 2.08% | 2.08% |
Match the Dealer | 95.94% | 4.06% | 14.27% |
Pair Square/Any Pair | 95.90% for 8 decks | 4.096% for 8 decks | 7.47% for 8 decks |
Progressive Blackjack | 40.31% + for 8 decks | 59.69% – for 8 decks | 0.57% for 8 decks |
There are dozens of blackjack options in Las Vegas. The choices range from the number of decks dealt, whether double down after splitting, surrender and re-split aces are permitted, blackjack paying 3-2 or 6-5, as well as video blackjack and variants. We took to the Las Vegas Strip, downtown, and the entire locals market to find the best and worst games available.
The OnlineUnitedStatesCasinos complete list below will help you find the game you’re looking for and which tables to avoid. These include sections related to location and type of game.
Our Las Vegas blackjack surveys break the Strip into three sections. The North Strip blackjack survey includes all casinos from Treasure Island up to Stratosphere. The North end of the Las Vegas Strip houses a modest amount of blackjack tables, with roughly five tables at each casino, some with better rules than others.
The Central Strip survey includes all blackjack casinos from Planet Hollywood and Cosmopolitan up to Harrah’s and Mirage. These casinos tend to offer higher limit tables with much better player rules. With Eleven casinos to choose from, they all offer a variety of good and bad blackjack tables.
Our South Strip blackjack survey includes all casinos south of Harmon. This runs from Aria down to Mandalay Bay. These are some of the more popular casinos on the strip, offering blackjack players a lot more than just the gaming tables. The majority of blackjack games are 6 and 8 decks, with a few 2-deck high-roller tables available.
Our downtown Las Vegas section lists all blackjack casinos on Fremont Street and anything within walking distance of it. This includes Downtown Grand, California, and Main Street Station. This is the “old” part of Las Vegas, but you can often find some great action at the blackjack tables when downtown.
The local blackjack survey includes any casino in the Las Vegas market that is not considered to be on the Strip or downtown. This ranges from Boulder Highway to Red Rock, and to properties that are within walking distance of Las Vegas Blvd. If you plan on playing blackjack at these casinos, be prepared to stay at the hotel overnight.
There are only two single deck blackjack games in Las Vegas that pay 3-2. El Cortez offers a $5 game that permits double down on any two cards. Silverton has a single deck game that only has double down on 10 and 11. Neither permits double down after splitting. All other Las Vegas single deck blackjack games pay 6-5.
The best blackjack games in Las Vegas casinos tend to be double deck. The best is at M Resort. It has a $50 minimum bet and stands on all 17s. Players may double down on any two cards and after splitting. This game also permits re-split aces. There are several casinos on the Las Vegas Strip that offer this game without re-split aces.
The best six-deck blackjack games in Las Vegas stand on all 17s. These great tables also have double down before and after splitting, surrender, and re-split aces. Treasure Island offers these tables for $25. For $50, players will find it at M Resort MGM Grand. Higher-end MGM properties have the game for $100.
Vegas video blackjack was once a great way to get favorable rules for lower limits. Those days are over in Las Vegas. Most video blackjack machines pay 6-5 and you won’t find much better odds around town. The exceptions are at The D and Venetian, where you can still find video blackjack games that pay 3-2.
Get a complete list of all blackjack variants dealt in Las Vegas. Games include Blackjack Switch, Free Bet Blackjack, and Super Fun 21. There are some interesting blackjack games that should be tried at least once, even if their rules and odds are not favorable, they may be entertaining to play.
If you have updates about Las Vegas casino blackjack games, online blackjack for real money or any comments regarding the exclusive survey contact us at @OUSC_Official or send us an email at [email protected].
Some house edge information in the blackjack survey was determined by using the Wizard of Odds Blackjack Calculator.